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HOW TO READ A CREDIT REPORT
By Stephen Leifer Personal Credit Credit scoring is a frustrating process for many consumers, especially when it interfere with their...
Oct 7, 20222 min read
THE HISTORY OF CREDIT SCORING AND HOW IT AFFECTS CONSUMERS
By Stephen Leifer Personal Credit Credit scoring is a frustrating process for many consumers, especially when it interfere with their...
Oct 7, 20222 min read
HOW CREDIT SCORES ARE CALCULATED
By Stephen Leifer Personal Credit Though consumers will likely never know the exact formula used by Vantage or Fair Isaac to calculate...
Sep 20, 20222 min read
UNDERSTANDING THE TIME CLOCK FOR DEBT PURPOSES
By Stephen Leifer Business Credit Each state has what is called a “statute of limitations” for the purposes of collecting debt. This is...
Sep 20, 20221 min read
WHAT TO DO AFTER SCREWING UP FINANCIALLY
By Stephen Leifer Personal Credit If you have blown your budget, wound up in collections, bounced a check, took on debt that you cannot...
Sep 20, 20222 min read
WHY EVEN 800 FICO SCORES CAN STILL RESULT IN DENIAL
By Stephen Leifer Education Articles Personal Credit You have worked so hard to achieve that 800 credit score and are shocked when your...
Sep 20, 20222 min read
TIPS FOR REPAIRING YOUR CREDIT FOR A BUSINESS LOAN
By Stephen Leifer Education Articles If you are in the process of securing funds for a small business, there is a lot you need to...
Sep 20, 20222 min read
BAD CREDIT? HERE’S WHAT CREDIT CARD ISSUERS SHOULD BE OFFERING YOU
By Stephen Leifer Business Credit Testimonials Getting a credit card might seem impossible if your credit is poor, but the truth is...
Sep 20, 20222 min read
MY CREDIT IS BAD – CAN I STILL APPLY FOR A CARD?
The key to repairing credit mistakes is showing you can use credit responsibly, but how do you get a credit card if you have bad credit? ...
Sep 20, 20222 min read
TIPS FOR MANAGING CREDIT CARD DEBT
By Stephen Leifer Credit Repair Testimonials Being in debt is extremely stressful and if you feel as if you are drowning under an...
Sep 20, 20222 min read
WHEN SHOULD YOU START SAVING? THE ANSWER’S ALWAYS NOW!
By Stephen Leifer Education Articles Create a Budget The best way to make saving money a possibility is to create a monthly budget. ...
Sep 20, 20222 min read
THREE TIPS FOR COPING WITH DEBT
Life Happens! If you are living from paycheck to paycheck and some life event like illness, divorce, loss of a job occurs you are likely...
Sep 20, 20222 min read
WHAT YOU NEED TO KNOW BEFORE SHOPPING FOR A MORTGAGE
Buying a home is probably the largest purchase you will ever make. The best ways to ensure that you do not make a mistake that could...
Sep 20, 20222 min read
BUILDING YOUR BEST BUDGET
By Stephen Leifer Education Articles Budgets are not one-size-fits-all. There are plenty of options out there and if you are able to...
Sep 20, 20222 min read
HAVE BAD CREDIT BUT NEED A NEW VEHICLE? HERE’S WHAT TO DO!
Good credit opens doors in the financial world – including doors to purchasing a new vehicle – but what do you do if your credit is shot...
Sep 20, 20222 min read
THREE WAYS PEOPLE RUIN THEIR CREDIT WITH CREDIT CARDS
By Stephen Leifer Education Articles Personal Credit Behavior patterns and financial decisions related to the use of your credit cards...
Sep 20, 20222 min read
WHY SOME CONSUMERS MAY SEE A SIGNIFICANT JUMP IN THEIR CREDIT IN JULY 2017
By Stephen Leifer Credit Repair Testimonials Education Articles Personal Credit New improved standards for using public records became...
Sep 20, 20221 min read
EFFECTIVE STEPS TO PROTECT YOUR CREDIT
By Stephen Leifer Education Articles Personal Credit Your credit score has a dramatic impact on many aspects of your life. , Your...
Sep 20, 20222 min read
WHAT HAPPENS TO CREDIT SCORES AFTER FORECLOSURE
by Steve Randall Homeowners who lose their homes through foreclosure may believe that they are facing years of renting before being able...
Sep 14, 20221 min read
