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Oct 7, 20221 min read
THE BUSINESS OF THE CREDIT BUREAUS
By Stephen Leifer Personal Credit Credit bureaus make money selling data. They sell date about you to people who want to offer you...
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Oct 7, 20222 min read
HOW TO READ A CREDIT REPORT
By Stephen Leifer Personal Credit Credit scoring is a frustrating process for many consumers, especially when it interfere with their...
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Oct 7, 20222 min read
THE HISTORY OF CREDIT SCORING AND HOW IT AFFECTS CONSUMERS
By Stephen Leifer Personal Credit Credit scoring is a frustrating process for many consumers, especially when it interfere with their...
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Oct 7, 20222 min read
THE FCRA AND CREDIT REPORTS
By Stephen Leifer Personal Credit The Fair Credit Reporting Act is United States Federal Government legislation created to encourage and...
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Sep 20, 20222 min read
SURELY THE CREDITORS WANT ACCURATE INFORMATION, RIGHT?
By Stephen Leifer Education Articles Personal Credit One would assume that the creditors would want to base their lending decisions on...
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Sep 20, 20222 min read
MILITARY MEMBERS FACE CONCERNS ABOUT CREDIT AND DEBT
By Stephen Leifer Personal Credit Military members face challenges every day in their careers, whether during peace or war time. ...
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Sep 20, 20222 min read
A BRIEF HISTORY OF CREDIT SCORING
Most people know they have a credit score and know it affects their ability to get credit, but fewer understand how credit scoring began...
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Sep 20, 20222 min read
CONSUMER FINANCE PROTECTION BUREAU REPORT SHOWS MAJOR PROBLEMS IN ACCURACY OF CREDIT REPORTING
Following a number of failure throughout the financial industry, the Consumer Finance Protection Bureau (CFPB) was formed in 2010. It is...
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Sep 20, 20222 min read
THINGS YOU DIDN’T KNOW ABOUT EQUIFAX
By Stephen Leifer Education Articles Many consumers have heard of Equifax. However, there are a few little known facts that most...
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Sep 20, 20221 min read
UNDERSTANDING THE TIME CLOCK FOR DEBT PURPOSES
By Stephen Leifer Business Credit Each state has what is called a “statute of limitations” for the purposes of collecting debt. This is...
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Sep 20, 20222 min read
CREDIT REPAIR SCAMS ARE OUT THERE – HERE’S HOW TO AVOID THEM
By Stephen Leifer Business Credit Testimonials Education Articles Personal Credit Anyone who has credit issues and is struggling to...
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Sep 20, 20222 min read
WHAT TO DO AFTER SCREWING UP FINANCIALLY
By Stephen Leifer Personal Credit If you have blown your budget, wound up in collections, bounced a check, took on debt that you cannot...
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Sep 20, 20222 min read
WHY EVEN 800 FICO SCORES CAN STILL RESULT IN DENIAL
By Stephen Leifer Education Articles Personal Credit You have worked so hard to achieve that 800 credit score and are shocked when your...
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Sep 20, 20222 min read
GETTING READY TO PURCHASE A NEW VEHICLE? FIVE CREDIT TIPS TO HELP YOU GET READY
By Stephen Leifer Education Articles Buying a car is a major purchase. Most people will need to borrow in order to make this purchase. ...
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Sep 20, 20222 min read
TIPS FOR REPAIRING YOUR CREDIT FOR A BUSINESS LOAN
By Stephen Leifer Education Articles If you are in the process of securing funds for a small business, there is a lot you need to...
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Sep 20, 20222 min read
BAD CREDIT? HERE’S WHAT CREDIT CARD ISSUERS SHOULD BE OFFERING YOU
By Stephen Leifer Business Credit Testimonials Getting a credit card might seem impossible if your credit is poor, but the truth is...
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Sep 20, 20222 min read
MY CREDIT IS BAD – CAN I STILL APPLY FOR A CARD?
The key to repairing credit mistakes is showing you can use credit responsibly, but how do you get a credit card if you have bad credit? ...
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Sep 20, 20222 min read
HOW YOUR CREDIT SCORE AFFECTS YOUR STUDENT LOAN
By Stephen Leifer Education Articles Personal Credit Student loans are often the first thing that appears on a person’s credit history....
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Sep 20, 20222 min read
THREE THINGS YOU NEED TO KNOW BEFORE YOU TAKE A STUDENT LOAN
By Stephen Leifer Education Articles Student loans can be a good way to pay for higher education. For some people they are a necessity....
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Sep 20, 20222 min read
TIPS FOR MANAGING CREDIT CARD DEBT
By Stephen Leifer Credit Repair Testimonials Being in debt is extremely stressful and if you feel as if you are drowning under an...
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