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Getting turned down for credit cards, car and boat loans and mortgages?
Tired of watching your friends and neighbors taking advantage of opportunities that you cannot because you have no access to credit?
Are you tired of having your poor credit hold you back from accomplishing your financial goals?
We have helped consumers just like you, to remove or correct inaccurate, outdated and misleading information from their credit reports as well as having educated them as to the proper use of credit through our Credit Repair program. We provide tools to help create budgets and tools to help in your financial decision making. New You Credit Repair’s goal is to improve the quality of life of our clients by helping them to establish a sound financial future.
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New You’s simple credit restoration program makes it easy to get started and on the road
to better credit fast! Our cost should pay for itself with the reduced interest rates
that you will be able to qualify for once the credit repair process and possible debt
reduction is complete.
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New You offers a variety of uniquely effective solutions to common financial problems.
Once we review your financial situation, issues and goals, we will tell you which services
we recommend for your specific situation, and where you should start.
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GOLD
The Gold Credit Restoration Program is our most popular credit service which focuses our efforts on your behalf with the three major credit bureaus (Experian, Trans Union, CSC/Equifax) in order to correct misleading, inaccurate, and non verifiable information that is being reported about you.
Your personal Credit Coach will help you go through the enrollment process, do a forensic audit of all three credit reports, and work with you to determine what you believe to be inaccurate, misleading and untimely. They will formulate a program that is tailored to your individual goals. You will learn how to negotiate your debt with creditors, how to access new trade lines and how to implement a strategy that can positively affect your scores.
Your consultation fee is a low $299 which includes the forensic audit, and then just $99 per month after services are performed for you.
GOLD PROGRAM OVERVIEW:
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Credit Report, Forensic Audit, Credit Education
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3 Bureau Disputes
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Access to Credit Lines
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Personal Credit Coach
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$299 and $99 per month
COUPLES GOLD
(when two people sign up together)
$499 and $99 per month per person
*The initial credit consultation is free. This determines your needs and your suitability for this particular program. No one pays for anything before the service has been completed. The full consultation is next, and after completion, the cost of $499 is charged. The full consultation includes a forensic audit of your three bureau credit reports, training on how to deal with your creditors, access to trade lines, and proprietary credit education. The monthly fee is $99 per person for this service, and it is billed in arrears. This means that the first month's service fee is not taken until the following month. We do the work first every month and then we get paid for that effort the following month. Cancel any time without penalty, understanding that one more debit will occur after cancellation for the previous month's work. Payment is not due until the work described in your contract is performed.
PLATINUM
The Platinum Credit Restoration Program has been specifically designed for customers who have creditors or collectors contacting them, or who have unsecured debts showing on their credit reports that may not be theirs. We perform a service called debt validation which requires the creditors/collectors to prove you owe the debt. In addition, we attempt to achieve corrections with all three major credit reporting agencies (bureaus) to remove as much outdated, misleading, inaccurate or unverifiable information as possible. This assures that your credit profile will be more accurate.
PLATINUM PROGRAM OVERVIEW:
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Credit Report, Forensic Audit, Credit Education
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3 Bureau Disputes
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Access to Credit Lines
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Personal Credit Coach
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Pre Litigation Disputing
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$499 and $199 per month
COUPLES PLATINUM
(when two people sign up together)
$ 899 and $199 per month per person
*The initial credit consultation is free. This determines your needs and your suitability for this particular program. No one pays for credit restoration before the service has been completed. The full consultation is next, and after completion, the cost of $499 is charged - this fee is non-refundable. The full consultation includes a forensic audit of your three bureau credit reports, debt validation work, training on how to deal with your creditors, access to trade lines, and proprietary credit education. The monthly fee is $199 per person for this service, and it is billed in arrears. This means that the first month's service fee is not taken until the following month. We do the work first every month and then we get paid for that effort the following month. Cancel any time without penalty, understanding that one more debit will occur after cancellation for the previous month's work. Payment is not due until the work described in your contract is performed
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HOW ARE THE GOLD AND PLATINUM PROGRAMS DIFFERENT?
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The thing to remember is this: if you have creditors/collectors hounding you at present or within the past six months before enrollment, or are behind on debts at the time of enrollment, then you need the Platinum Program. That program provides debt validation work as well as all of the items discussed in the Platinum Program Overview. Debt Validation is a system that forces your creditors to validate the debt. There are laws that govern this process, and we are experts at making the creditors live up to the law. If they cannot validate your debt under the guidelines the law provides and we use, then your debt may be voided. We work with attorneys that will, if they feel that your file is worthy, attempt to ensure compliance with consumer protection laws. Isn’t it worth the additional money to have this feature work for you?
