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Oct 7, 20221 min read
THE BUSINESS OF THE CREDIT BUREAUS
By Stephen Leifer Personal Credit Credit bureaus make money selling data. They sell date about you to people who want to offer you...
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Sep 20, 20222 min read
SURELY THE CREDITORS WANT ACCURATE INFORMATION, RIGHT?
By Stephen Leifer Education Articles Personal Credit One would assume that the creditors would want to base their lending decisions on...
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Sep 20, 20222 min read
A BRIEF HISTORY OF CREDIT SCORING
Most people know they have a credit score and know it affects their ability to get credit, but fewer understand how credit scoring began...
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Sep 20, 20222 min read
HOW CREDIT SCORES ARE CALCULATED
By Stephen Leifer Personal Credit Though consumers will likely never know the exact formula used by Vantage or Fair Isaac to calculate...
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Sep 20, 20222 min read
ACING YOUR LOAN: WHAT YOU CAN DO TO HELP YOUR CAUSE
It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work...
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Sep 20, 20222 min read
EFFECTIVE STEPS TO PROTECT YOUR CREDIT
By Stephen Leifer Education Articles Personal Credit Your credit score has a dramatic impact on many aspects of your life. , Your...
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