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THE BUSINESS OF THE CREDIT BUREAUS

By Stephen Leifer Personal Credit Credit bureaus make money selling data. They sell date about you to people who want to offer you...

SURELY THE CREDITORS WANT ACCURATE INFORMATION, RIGHT?

By Stephen Leifer Education Articles Personal Credit One would assume that the creditors would want to base their lending decisions on...

A BRIEF HISTORY OF CREDIT SCORING

Most people know they have a credit score and know it affects their ability to get credit, but fewer understand how credit scoring began...

HOW CREDIT SCORES ARE CALCULATED

By Stephen Leifer Personal Credit Though consumers will likely never know the exact formula used by Vantage or Fair Isaac to calculate...

ACING YOUR LOAN: WHAT YOU CAN DO TO HELP YOUR CAUSE

It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work...

EFFECTIVE STEPS TO PROTECT YOUR CREDIT

By Stephen Leifer Education Articles Personal Credit Your credit score has a dramatic impact on many aspects of your life. , Your...

THE BUSINESS OF THE CREDIT BUREAUS

SURELY THE CREDITORS WANT ACCURATE INFORMATION, RIGHT?

A BRIEF HISTORY OF CREDIT SCORING