Why To Run Credit at the Beginning of a Real Estate Journey?

One of the biggest frustrations for buyers and real estate agents alike is when a purchaser who is ready to buy their dream home,  can’t – because of bad credit.

It’s a waste of not only time but an emotional letdown as well. This leaves real human beings with an empty pit in their heart when they fall in love with a dream home, only to find out that poor credit puts a stake right through the deal.

What good real estate agents do from the onset is, along with their mortgage broker, run credit. It’s imperative to do this at the start of the journey.  Sometimes there is not much of a problem at all and one is ready to go.  But oftentimes, there are unknown dings on a credit report and other times, lots need to be addressed. Some of these dings are for being late for payment or collections and other times it’s an error in reporting.  Regardless, once you are just starting to think about making a move, starting credit repair as early as possible is a must.

I love Stephen Leifer of New You Financial Services. Stephen is going to be a pain in your tuckis – in a good way.  He is assertive and organized in getting you to give him the information needed to go to battle with the credit bureaus on your behalf. And go to war he does.  He writes letters of dispute that get real results.  Stephen is local and will give you the time needed to answer your questions and help you get to your goal.  I’ve used him for 15+ years starting when the Great Recession market.  You won’t find a better person who loves his job and gets a high for making your dream home a reality.

Jeff LichtensteinCEO & Broker, Echo Fine Properties,Delray Beach, Palm Beach Gardens, Stuart

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JeffLichtensteinPresident & Broker O. 561-500-3246M. 561-346-8383